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It could be said that 2017 was the year of the fintech revolution. Crytocurrencies became a mainstream phenomenon, ICOs surpassed traditional venture capital funding and familiarity with blockchain was spread around the world. A recent study by PwC found that 77% of the Financial Services incumbents surveyed expect to adopt blockchain as part of an in-production system or process by 2020. Blockchain is here to stay.

The past year has also introduced many promising blockchain startups that are attacking pain points ranging from access to financial services to easy and safe ways to trade cryptocurrencies. The core benefits of building on the blockchain include enhanced security, public records that can’t be tampered with, and the elimination of unnecessary intermediaries.

Below are the top three blockchain startups to watch based on our industry research and marketplace trends. Not only are they solving key problems in the industry, they are innovatively reshaping the user experience behind blockchain top cryptocurrency applications.

Cryptocurrency investing is notoriously volatile. A 30% daily swing is commonplace and even occurred recently as Bitcoin plummeted 42% in less than 24 hours. Given this volatility, it should be of no surprise that UBIQUICOIN has developed a unique two-coin system that eliminates the risk of volatility in commercial use. The way it works is that one coin “Transaction Coin” remains stable in value and is allocated towards commerce. A second coin “Progressive Coin” shares 20% of the ecosystem’s revenue and trades freely on the open market.

Additionally, UBIQUICOIN’s hybrid model drastically improves processing times under their consensus mechanism coined “Proof of Majority”. Each coin holder will receive a card that acts like a debit card and links to UBIQUICOIN wallets. These cards will have much lower fees than traditional credit or debit cards, making it a win-win for both the consumer and merchant.

We love this concept as it solves three major pain points currently felt in the fintech blockchain space. By removing volatility, fees, and lag times, the overall user experience will be heightened and help positively reinforce cryptocurrencies across a mainstream audience.

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